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Analyze Mortgage-Backed Securities and Credit Risk

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Analyze Mortgage-Backed Securities and Credit Risk

This course is part of Analyze Investment Banking Operations: Fixed Income & FX Specialization

Instructor: EDUCBA

Included with

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2 modules

Gain insight into a topic and learn the fundamentals.

Beginner level

Recommended experience

5 hours to complete

Flexible schedule

Learn at your own pace

2 modules

Gain insight into a topic and learn the fundamentals.

Beginner level

Recommended experience

5 hours to complete

Flexible schedule

Learn at your own pace

What you'll learn

Explain the structure, functioning, and securitization process of mortgage-backed securities.
Differentiate between MBS and asset-backed securities and assess their risks and benefits.
Evaluate the role of MBS in the global credit crisis using real-world market context.

Skills you'll gain

Details to know

Shareable certificate

Add to your LinkedIn profile

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Build your subject-matter expertise

This course is part of the Analyze Investment Banking Operations: Fixed Income & FX Specialization

When you enroll in this course, you'll also be enrolled in this Specialization.

Learn new concepts from industry experts
Gain a foundational understanding of a subject or tool
Develop job-relevant skills with hands-on projects
Earn a shareable career certificate

There are 2 modules in this course

By the end of this course, learners will be able to explain the structure and functioning of mortgage-backed securities, analyze the securitization process, differentiate between MBS and asset-backed securities, and evaluate the role of MBS in the global credit crisis.

This course provides a comprehensive and practical introduction to Mortgage-Backed Securities (MBS), designed for learners seeking a clear understanding of structured finance and credit risk. Learners will explore how mortgages are pooled, securitized, and transformed into tradable investment instruments, while also examining the benefits and risks associated with these products. Through a structured, step-by-step approach, the course connects foundational concepts with real-world applications. What makes this course unique is its strong integration of theory with historical context. Rather than treating the credit crisis as a separate topic, the course uses it as a practical case study to demonstrate how mispricing, weak underwriting, and flawed risk assessment in MBS markets can impact the global financial system. By completing this course, learners will gain market-relevant knowledge that supports careers in finance, banking, investment analysis, and risk management, while developing analytical skills aligned with industry and exam standards.

Module details

This module introduces learners to the fundamentals of Mortgage-Backed Securities (MBS), explaining their structure, benefits, securitization process, and differentiation from Asset-Backed Securities (ABS) to build a strong conceptual and practical foundation in structured finance.

What's included

7 videos4 assignments

7 videosTotal 51 minutes

Intro to Mortgage Back Securities8 minutes
Concept in MBS10 minutes
Advantage of MBS10 minutes
MBS Process Flow8 minutes
Steps MBS6 minutes
ABS5 minutes
Difference ABS and MBS5 minutes

4 assignmentsTotal 60 minutes

Understanding the Basics of MBS10 minutes
Why Mortgage-Backed Securities Matter10 minutes
From Mortgages to Marketable Securities10 minutes
Graded - Foundations of Mortgage-Backed Securities30 minutes

This module examines the real-world impact of Mortgage-Backed Securities during the global credit crisis, exploring risk mispricing, systemic failures, and regulatory lessons to help learners understand how structured finance influences financial stability.