Analyze and Manage Credit Risk in Banking

This course is part of Advanced Credit Risk & Banking Analytics Specialization

Instructor: EDUCBA

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3 modules

Gain insight into a topic and learn the fundamentals.

16 reviews

6 hours to complete

Flexible schedule

Learn at your own pace

3 modules

Gain insight into a topic and learn the fundamentals.

16 reviews

6 hours to complete

Flexible schedule

Learn at your own pace

What you'll learn

Analyze credit risk fundamentals and evaluate borrower creditworthiness.
Compute expected credit losses using risk measurement frameworks.
Assess credit risk mitigation tools and portfolio risk strategies.

Skills you'll gain

Details to know

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This course is part of the Advanced Credit Risk & Banking Analytics Specialization

When you enroll in this course, you'll also be enrolled in this Specialization.

Learn new concepts from industry experts
Gain a foundational understanding of a subject or tool
Develop job-relevant skills with hands-on projects
Earn a shareable career certificate

There are 3 modules in this course

Analyze the foundations of credit risk in banking, evaluate borrower creditworthiness using structured appraisal techniques, compute expected credit losses using risk measurement frameworks, and assess advanced credit risk mitigation instruments in complex banking environments.

This course equips learners with practical, industry-relevant knowledge to identify, measure, monitor, and manage credit risk across lending portfolios. Participants will explore causes of credit deterioration, regulatory perspectives, asset classification, non-performing assets (NPAs), and the financial impact of weak credit controls. The course further develops analytical skills in probability of default, loss estimation, exposure assessment, and credit evaluation processes. What makes this course unique is its structured progression from foundational credit risk concepts to advanced applications such as off-balance sheet exposures, investment banking risk, and credit risk mitigation tools including collateral, guarantees, and credit derivatives. By completing this course, learners will strengthen their ability to make informed credit decisions, enhance portfolio quality, and apply practical risk management strategies aligned with modern banking practices.

This module introduces the core concepts of risk and credit risk in banking, examines regulatory perspectives including RBI guidelines, explores internal and external causes of credit risk, and explains the importance of proper loan appraisal and the consequences of weak credit management.

What's included

7 videos4 assignments

7 videosTotal 51 minutes

Introduction to Risk and Credit Risk7 minutes
Credit risks in Banks7 minutes
Credit risks as per the RBI10 minutes
Causes of Credit Risk part_16 minutes
Causes of Credit Risk part_27 minutes
Need of correct appraisal of the loan5 minutes
Consequences of Credit Risk9 minutes

4 assignmentsTotal 60 minutes

Understanding Credit Risk – Concepts & Regulatory Perspective10 minutes
Root Causes and Early Warning Signals10 minutes
Appraisal and Impact of Credit Risk10 minutes
Graded-Foundations of Credit Risk in Banking30 minutes

This module focuses on the principles of risk management, quantitative methods for measuring credit risk, credit evaluation techniques, expected loss computation, and systematic monitoring practices to strengthen credit portfolio performance.

What's included

6 videos3 assignments

6 videosTotal 38 minutes

Risk Management8 minutes
Measurement of risk3 minutes
Credit risk evaluation5 minutes
Computation of Credit risk7 minutes
Risk management in general6 minutes
Management of Credit Risks8 minutes

3 assignmentsTotal 50 minutes

Core Principles of Risk Management10 minutes
Quantifying and Managing Credit Risk10 minutes
Graded-Measuring and Evaluating Credit Risk30 minutes

This module explores advanced credit risk mitigation instruments including collateral, guarantees, and credit derivatives, and examines credit exposure in investment banking and off-balance sheet transactions along with effective risk evaluation systems.

What's included

5 videos3 assignments

5 videosTotal 38 minutes

Instruments of credit risk managemen_part16 minutes
Instruments of credit risk managemen_part27 minutes
Other instruments of CRM12 minutes
Credit risk in Investment banking and Off-Balance sheet exposure9 minutes
Effective steps for risk evaluation.camerac4 minutes

3 assignmentsTotal 50 minutes

Instruments of Credit Risk Mitigation10 minutes
Credit Risk in Complex Banking Environments10 minutes
Graded-Advanced Credit Risk Management & Practical Applications30 minutes

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Instructor

Instructor ratings

(13 ratings)

EDUCBA

1,402 Courses307,072 learners

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EDUCBA

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Reviewed on May 13, 2026

This course provides a smooth and enjoyable learning experience. The content is practical and easy to follow. I found it very beneficial.

Reviewed on May 7, 2026

I would definitely recommend this course to others.

Reviewed on May 7, 2026

The teaching style was excellent, and I learned many new things. The sessions were well organized and informative.

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