With a robust 15-year foundation in corporate banking, I have accumulated extensive experience across a spectrum of senior roles within major institutions. My career has spanned critical areas including credit and risk analysis, policy formulation, business development, and relationship management. These responsibilities were complemented by a focused approach to corporate recoveries, equipping me with a nuanced understanding of financial structures and risk management strategies that have shaped my professional journey. Over the past 28 years, my expertise has transitioned to full-time consulting and training within the corporate banking sector. This extensive period has seen me engage with a diverse array of global clients, such as universal banks, credit rating agencies, and regulatory bodies. My training endeavors cover a broad spectrum of corporate banking activities, with a specific emphasis on corporate credit analysis and bank credit evaluation. My global reach has allowed me to tailor and deliver impactful training programs across Europe, MENA, Australasia, North and South America, addressing both regional and international banking practices. Academically, my contributions include delivering training for prestigious institutions such as the Chartered Institute of Bankers, the Association of Corporate Treasurers, and several prominent university programs. My involvement with these educational bodies reflects a commitment to enhancing professional standards and deepening understanding in the fields of banking and finance. Additionally, my role as an external assessor for Cardiff University’s MBA Program underscores my dedication to advancing academic excellence within the sector.