Many US states offer tuition-free community college, but that's just one cost to consider as you budget for your education. How much do community colleges cost? Get some insight to guide your learning journey.
Some community colleges in the United States offer free tuition, but the vast majority are not free. As of 2024, 35 states provide tuition-free community college, meaning that if you are a resident of that state and meet specific requirements, you can attend classes free of charge [1]. But you may still be responsible for other costs, like housing, books, and transportation.
Read on to look at the cost of attending community college, the states that offer free tuition, and other ways to pay for your education.
Community college is generally considered more affordable than a four-year college or university, but that's especially true if you attend as an in-district learner. In 2024, in-district students paid an average of $4,050 in tuition and fees to attend community college, whereas in-state students at a public four-year school paid $11,610 [2].
However, tuition and fees are just one factor when attending community college. According to the College Board [2], full-time students at public community colleges typically need to cover an estimated $13,310 in food and housing and $4,990 for books and supplies, transportation, and other personal living expenses.
Tuition can also vary by state and college. For example, during the specific25 school year, the average cost of tuition and fees in Florida was $6,360, while in Vermont, it was $17,490 [2]. Community college costs can grow even higher if you attend as an out-of-district or out-of-state learner.
Learn more: Can You Get a Bachelor’s Degree at Community College?
Need some help understanding the potential cost of earning your associate or bachelor’s degree at a community college? Many community colleges offer a free net price calculator. Search for the name of your potential school and “tuition calculator” to learn more. Though it’s a rough estimate, a net price calculator can be beneficial as you try to get a clear picture of the true cost of attendance.
States that provide tuition-free community college do so in one of two ways: through first-dollar or last-dollar programs.
First-dollar programs tend to cover the full tuition amount without considering any other financial aid you may receive. Thanks to that structure, it’s known to reduce overall costs because, with your tuition paid for, you can put any additional financial aid you receive toward other educational costs.
Last-dollar programs are meant to fill any gaps, so they consider any aid you receive. If that aid doesn’t cover the cost of your tuition, the program pays the difference.
From Massachusetts community colleges to those in Hawaii, many states provide provisions for free education. As of 2024, 35 states in the US offer tuition-free community college through either a first-dollar or last-dollar program. These include:
Arkansas
California
Colorado
Connecticut
Delaware
Georgia
Hawaii
Indiana
Iowa
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Missouri
Montana
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Nevada
Oklahoma
Oregon
Rhode Island
South Carolina
Tennessee
Vermont
Virginia
Washington
West Virginia
Wyoming
While most states require recipients to be residents, some also make additional stipulations, such as specifying the subject matter in which you can earn your degree, necessitating community service, and requiring that graduates work in the state for a set number of years after completing their degree program.
As you weigh the benefits of tuition-free community college, it’s important to consider these potential conditions to determine your best path forward. For example, graduating without much (if any) student debt may be beneficial. But suppose higher salaries in your line of work outside your state exist. In that case, you may earn a lower potential income until you fulfill the obligations of your financial aid program and can pursue roles elsewhere.
Whether you live in a state that offers tuition-free community college or not, you might have several additional options when considering ways to finance your education.
The Financial Application for Federal Student Aid (FAFSA) is a form you submit each year you plan to attend college. Completing the FAFSA helps the US Department of Education understand your finances and determine whether you qualify for grants, scholarships, federal student loans, and more. It also shares your information with the college you plan on attending so that they may consider you for specific school-wide grants and scholarships.
Learn more: When Is FAFSA Due? Important Deadlines
Submitting your FAFSA may help you qualify for the Federal Work-Study program, which guarantees employment for students while working on their degrees. The program tends to place students on campus or at a participating site near campus and pays at least the federal minimum wage. You can remain enrolled in the program if you’re making satisfactory progress toward your degree.
Working part-time or full-time while you’re in school can help offset some attendance costs. Many community college students work while earning their degrees. According to the Lumina Foundation, 64 percent of learners work, 40 percent of whom do so full-time [3]. Plus, community college classes tend to offer more flexible scheduling, such as night or weekend classes, to accommodate working students.
Learn more: 13 Tips for Working Full-Time and Going to School
Taking out student loans should be a last resort after you’ve explored all other options. It’s generally recommended to explore federal loans first because they tend to offer lower interest rates and perks like income-driven repayment plans [4]. Once you’ve explored your federal student loan options, you can look into private student loans, but it’s recommended that you compare several lenders to secure a competitive interest rate. It’s also worth noting that private lenders do not offer income-based plans or loan forgiveness.
Learn more: Jobs to Pay for College
Aside from community college, other options are available to help you gain an education or launch your career that typically cost less than a traditional four-year college or university.
Whether you want to earn your two-year or four-year degree, you have several online options. Like community colleges, online colleges tend to cost less and offer more flexible scheduling. The demand for online learning continues to rise, which means many renowned institutions now offer degree programs online, so you can earn your degree from a top-notch school without having to relocate.
Learn more: 10 Surprising Benefits of Online Learning
If you know which career you’d like to pursue, you may want to explore technical or trade schools. These schools offer degrees or certifications that take up to two years to complete and prepare you for immediate entry into your field of work. They also tend to be less expensive than four-year institutions.
Technical schools offer associate degrees and certifications for those intending to enter a technical job field, such as fire safety, criminal justice, medical office administration, and electrical systems technology.
Trade schools tend to be more “hands-on,” teaching students how to perform specific tasks required in various trades, such as electrician, auto mechanic, or medical assistant.
An apprenticeship typically involves finding a professional to shadow while they provide training in real time. Apprenticeships exist in many industries, including energy, telecom, transportation, and health care. In the US, more than 800,000 apprenticeship opportunities are available, with apprentices earning an average starting salary of $80,000 after completing their training [5].
As the demand for skilled labor in certain sectors, like tech, finance, and business, increases, a Professional Certificate can help you gain job-ready skills to enter a new line of work—or grow in your current role. Many certificate programs are designed to take less than a year and can strengthen your resume, showing employers you’ve received specialized training.
Learn more: 15+ High-Paying Jobs that Don’t Require a Degree
Now that you know how to go to college for free, it’s time to explore your options. If you find that a structured in-person community college setting doesn’t work for you, you may enjoy the flexibility of learning online. You can find cost-effective degree options and Professional Certificates on Coursera. Check out the Bachelor of Applied Arts and Sciences from the University of North Texas, which takes 120 credit hours to complete at an average pace of 10 to 15 hours a week. You can also begin working on a Professional Certificate in in-demand fields like computer science and IT, data science, and business.
USA Today. "Map: Michigan joins list of states that offer tuition-free community college, https://www.usatoday.com/story/news/education/2024/07/27/states-with-free-community-college/74536008007/." Accessed November 22, 2024.
College Board. “Trends in College Pricing and Student Aid 2024, https://research.collegeboard.org/media/pdf/Trends-College-Pricing-2024-presentation.pdf" Accessed November 10, 2024.
Lumina Foundation. “Facts about working full-time as a full-time student, https://www.luminafoundation.org/topics/todays-students/working-adults/.” Accessed November 10, 2024.
US Department of Education. “Income-Driven Repayment (IDR) Plan Request, https://studentaid.gov/app/ibrInstructions.action." Accessed November 10, 2024.
ApprenticeshipUSA. “Explore Apprenticeship, https://www.apprenticeship.gov/employers/explore-apprenticeship." Accessed November 10, 2024.
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